Man I hate hearing these issues. I too never use my bank account or a debit card. I only use a credit card for anything I purchase anywhere - period! My credit card has been hacked a few times and is a PITA to get it swapped out but never did I have to pay for any frivolous charges and my bank account has never been compromised or put on hold. Good luck, I bet if you go to the bank you can get this sorted out pretty quickly.