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Of course what my wife said was more like "Oh my God its a bear!!" at a rather high volume. Not a great pic, but I was a bit concerned myself. He was also about 8 feet from the sliding screen door on the patio on that side of the house.
If he had wound up inside that would have been a real adventure.
After I snapped a quick picture, he wandered away, likely down to the river for a drink.
We had one wander through our property last summer. Here in Colorado, the Division of Wildlife kills more bears than all the hunters. If you shoot one on your property, you get fined and possible jail time. Call DOW and they'll kill it for you!
We d get bear season here in Sullivan County I think shortly before Thanksgiving for a week or so. If memory serves, there are usually about 2 dozen taken in the county each year.
They or their sign are regularly seen in the local Scout Camp (Ten Mile River) each summer too.