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There should be a link that you copy and paste directly into the body of the message to have the pic show up. Look for it below or around the pic at photobucket.
Gypsy, under each photo you'll see 4 text box things. The one I use it the IMG tag line. Just double click it and paste to your post (double clicking the tag line automatically copies it in photobucket). You might be able to get a smaller pic by using the html tag line above it...I haven't tried it yet. I'll give it a try when I get home from work.