Health Insurance Nightmares

[pineywoods]

I hear ya. This a big part of decision process in retiring early. My wife was only on ACA for 2 year. I am 10 years younger so I am still not that close to Medicare. Till 2026 my monthly premiums were palatable. Next year will have a higher monthly, but it will likely pay off with the cost of meds and specialists. 2 years during retirement I maxed OOP from accidents/surgeries. While unexpected, I am still active and thus there are things that can happen. 7 years to go.

My wife and I are both over 65 but when we looked at Plan G and the costs we are better off with her work insurance