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Insurance

buckscent

Smoke Blower
135
13
Joined Jul 6, 2010
Going to start doing festivals and selling on the side of the road.  What kind of insurance do I need and what is the best rates you guys have?

Thanks
 

eman

Rest in peace. Lost but not forgotten!!
Staff member
Moderator
OTBS Member
5,316
137
Joined Feb 3, 2009
Call your favorite agent and ask him what  a 1 million dollar blanket policy cost.
 

venture

Smoking Guru
OTBS Member
6,949
73
Joined Aug 1, 2008
Yep.  Call the insurance guy.  If you have a decent underlying policy, 1 meg of umbrella coverage is pretty cheap.  Be sure to tell him what you are doing because there may be exclusions and other terms buried deep within the fine print of the policy. The policy is nothing more than a legal contract, and like all contracts, the devil can be in the details.  Might not hurt to consult your attorney.
 

scarbelly

Epic Pitmaster
OTBS Member
14,318
73
Joined Jul 26, 2009
We used to be able to get an event policy from a company here in CA - you might want to check into that. It used to cover over 1M and was only around a $100. We only did 6-8 events per year so it was worth the $$   
 

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