White Cloud, I am wondering.. if you can hear the chat thing but not see anything it could be that you will need to change the background color within the chat room.
I think it will be difficult for anyone to use chat to its fullest with dial up but it may be worth a try to change the colors if you have not tried it yet.
Post back if you need help with that and myself or someone else can help you out.
On the other issue of not being able to login... that almost always has to do with becoming an OTBS member. The chat will not let you get in unless you are listed as a "registered user".
When you become an OTBS member it changes you from "registered user" to OTBS member which makes the chat interface not let you in.
I have to go in at that point and manually set you up with a dual titles.. registered user and OTBS Member to make it work.
I am sure there is a way that I can make it do that automatically but just have not figgered it out yet
Until then.. just shoot me a message if you are having a problem and I will try to fix it for you.